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Car Finance With Bad Credit - See which companies offer car loans to people who are finding it difficult to arrange finance. Some companies consider applications from people with have a bad credit history providing they meet minimum eligibilty criteria. Typically you will have to be aged over 21 with a valid UK driving, have been resident in the UK for at least three years and in employment working a minimum of 16 hours per week and earning at least 1,000 per month.


Welcome Car Finance - Offers car finance to people with credit problems such as CCJs, arrears, defaults. If you have a poor credit rating, or you've been refused elsewhere, or maybe you're self employed or have no credit history they can help you buy a car with car credit. They are an established company with a nationwide network of branches.

Welcome Car Finance offer part exchange for your old car or cashback when you buy your car.

Their rates of interest are competitive when compared to other companies offering similar services.